I purchased my current health insurance through my university. It’s $1500 a year, which isn’t bad, but it covers almost nothing and has no prescription drug coverage. If I were following my doctor’s instructions, I’d spend $1500 every 3 or 4 months on prescriptions alone. This health insurance is definitely not worth $1500 a year, but for me to get better insurance isn’t really possible – I’m either turned down when I apply, or offered plans with $700 a month premiums and ridiculous deductibles.
I do well financially for a student and am always able to figure out a way to pay my bills on time, but I certainly don’t make a lot of money. My state has a medical assistance program for people who don’t make a lot – kind of like Medicaid. I don’t qualify for Medicaid, but I thought I might qualify for the state program. I didn’t.
But the application was for both medical AND nutrition assistance. While I was turned down for medical assistance, I was approved for food stamps.
Someone really needs to fix this system – the government is telling me “We think you can’t afford milk, but you can totally afford that MRI.”