I brush my teeth twice a day.  I floss every day.  I use mouthwash.  I go to the dentist and get a cleaning and fluoride treatment every 6 months.

But at that cleaning, my dentist always regrets to inform me that I have more cavities.  By mid-May, I will have spent almost $900 getting my teeth fixed since January.  On the upside, the dentist is fixing them before they get bad and I’m rich enough now that I can have all of this paid off by June AND make rent.  The downsides are 1) I have no savings and cannot buy pretty shoes/dresses/books and 2) MY TEETH ARE ROTTING OUT OF MY HEAD.